House & Cooper.
Nigeria's first all-inclusive real estate and infrastructure company, operating under a cooperative community model. We do not sell houses — we build, finance, and manage institutional staff accommodation as a permanent service.
House & Cooper Infrastructures Ltd. is Nigeria's first all-inclusive real estate and infrastructure company built on a cooperative community model — operating under dual state cooperative licenses across Lagos and FCT Abuja.
National housing unit deficit
New units required annually
Real estate share of Nigeria GDP
Cooperative tax status on profits
Active HCIA community members
The Cooperative Model.
Our Structural Edge.
CIT Exempt
Cooperative societies pay zero Company Income Tax on profits — a direct 30% cost advantage over every private real estate developer in Nigeria.
Legal Legitimacy
Recognised by the CBN, FMHUD, and all state governments. Institutional HR directors have trusted cooperative housing schemes for decades.
Federal License Pathway
Six state licenses qualifies H&C for a Federal Cooperative License — enabling operations in any Nigerian state without individual approvals.
Government Funding
CBN intervention programmes and FMHUD cooperative housing schemes are only accessible to registered cooperatives. Unavailable to private companies.
Lagos State
Commercial capital — highest institutional density
FCT Abuja
Federal institutions — highest-value contracts
From first contact
to occupied housing.
Institution submits through our portal
The institution's HR team completes our structured digital intake form — staff count, salary grades, existing land assets, and operational location. Everything we need to assess the opportunity is captured in one sitting. All data is encrypted and stored in the H&C CRM. No phone tag. No back-and-forth emails.
Register Your
Institution.
Whether your staff are on a structured payroll or employed in the informal sector, House & Cooper can design a housing solution for your institution. Submit your intake form and our Partnership Managers will reach out within 24–48 hours.
Universities & Polytechnics
Academic and non-academic staff
Hospitals & Healthcare Networks
Clinical and support staff
Industrial & Manufacturing
Factory floor and management staff
Government Agencies
Federal and state parastatals
SMEs & Private Companies
Formal and informal payroll welcome
List Your Land.
Build Together.
If you own verified land in any Nigerian state, House & Cooper wants to hear from you. We offer two partnership structures below.
Outright Sale
H&C purchases your land at assessed market value. Clean, simple, final. Legal transfer under Governor's Consent.
Joint Venture Partnership
You contribute the land. H&C contributes construction finance, build, and management. Profit shared by agreed ratio for the life of the project.
Built on Contracts.
Not on Hope.
Every H&C project begins with a signed offtake agreement. No speculative construction. No unverified land. No uncapped risk.
Site walkthrough videos will be embedded here as each project reaches construction and handover stage.
Staff Housing — Phase 1
Blue Collar WorkersH&C’s Bedspace Project — a 1500‑unit prefabricated housing for Bedspace Users. Dalal Steel fabrication underway. Payroll deduction structure activated post‑handover. No interest cost on capital
House & Cooper
Infrastructure
Academy.
HCIA is not a mailing list. It is a registered cooperative community of 187+ Nigerians learning how to build wealth through infrastructure investment — meeting every Friday, tracking real projects, and converting knowledge into ownership.
Live infrastructure investment education, cooperative law, and H&C project mechanics every Friday.
Members receive quarterly briefings on every active H&C project — real numbers, real timelines.
Engaged members can apply to co-invest in H&C projects under registered cooperative structures.
Full member protections under Nigeria's Cooperative Societies Act.
COMMON INQUIRIES
Frequently Asked Questions
Get clear answers regarding the operational and investment parameters of the BEDSPACE ecosystem. Can't find what you are looking for? Our project oversight desk is always available.